Buy Your Dream Home Today

Considering buying a home? Which purchase mortgage program should you select? For low to moderate priced homes, choose from many low or zero down programs. Do you have VA eligibility, use their Great Zero Down option. USDA provides Zero Down for rural-area homes. FHA offers low down loans for weaker-qualified buyers. Higher credit score buyers should look at conventional options starting at 3% down. Find great programs for Jumbo loans too. Don’t miss out! Google

Lower Your Rate And Payment With No Out Of Pocket Money

You see ads offering “No Closing Cost” Refinances. Can it be true? Costs come with all loans, but you can pay fees by choosing a higher interest rate. The “No Closing Cost” loan may end up costing you more than a loan where you pay the costs out of pocket. A no closing cost loan makes a nice option if you can’t afford to pay closing costs or you can lower your rate and payment for free leaving the option to repeat this process if rates fall. Compare options and choose what’s best for you.

Use The Equity In Your Home To Help Fund Retirement

A Reverse Mortgage lets you access the equity in your home without forcing you to sell or take on a new debt payment. If you are 62 or older and have equity in your home, you can take out a lump sum, set up a monthly income arrangement, or just stop making any more mortgage payments. Many elderly people could afford to stay in their homes if they just didn’t have to make any more mortgage payments, and you can do that with a reverse mortgage. Ask an expert about your options.

Get Money Now And Maybe Lower Payments

Do you need to pull cash out of your home for debt consolidation, home improvements, or to pay for a major expense? Cash Out Refinance mortgage loan qualification seems difficult today due to stricter guidelines and falling home values, but if you have enough equity, interest rates remain incredibly low so this can be an attractive alternative to running up a credit card. Ask our agents for an analysis and show you options. You may be able to get cash AND lower your mortgage payments.